What you should know before combining finances after marriage

What you should know before combining finances after marriageWhat you should know before combining finances after marriageSorry to interrupt your newlywed bliss, lovebirds, but heres a PSA Before you say I do, you should not just talk about your personal commitment to your loved one, but also to money. As you start to merge your life with your chosen partner, its important to discuss if and how you are going to merge bank accounts.Heres expert advice on how newlyweds can blend finances the right wayWhen to combineThere is no one answer about whether or not you should combine all your money. Every person grew up with a different relationship to money and has a different comfort level with sharing it. Some couples like dumping everything into a communal fund, others like keeping their checking accounts separate as they open up a shared savings account. Youll need to talk about your vision of who pays for what. Recognize that the main advantage to getting a joint checking account is tha t it helps everyone in the relationship stay on the same page about mutual life goals.Do you want to go on an awesome vacation to Thailand? Do you want to buy that nice car or send your kid to summer camp? The paychecks and 401K contributions do not lie. When you both can see where the money is going in and pouring out, you learn to hold each other accountable. You get a reality check of the lifestyle you can afford together.Generally speaking its good to have three accounts a yours, mine and our account. So you have the joint account for mutual goals - were saving for a down payment on a home, were trying to get a car, whatever- but then you have your own account that you could spend money freely on smaller items, Beth Kobliner, personal finance expert, advised Marketplace.I think marriage in some ways, and this sounds very unromantic, is a catalyst for getting your personal finances together. Looking over everything Do I have too much credit card debt? How do I cut back? And thi s is the time to talk openly about it.Above all, before you plan a life together in wedded bliss, you should learn to be comfortable with talking about money. Ask each other who is responsible for paying bills each month and for paying off individual debt. Is your partner solely responsible for paying off their student loans? A successful money marriage means you have discussed three major money drains paying off debt, starting an emergency fund and creating long-term savings plans,Karin Price Muellerat the Consumerist wrote. These can be difficult conversations, but you do not want to be surprised when you discover that your partner has a dozen credit cards down the road.When to separateFor some of us, it may make more sense to create a separate account for personal use. If one partner is carrying a lot of debt or has mismanaged money in the past, a degree of separation can provide a sense of security for the other person (at least until the debt is paid off),Jaimie Mackey advised in Brides.com.This choice may also be generational. A Bank of America studypublishedthis past winter found that Millennial couples are more likely to keep separate accounts than couples of previous generations. For Millennial couples, the top source of fights welches finances. Millennials may be keeping their finances separate to dodge that fight over how to split the bill. Its about wanting to maintain ones sense of identity, individuality, and autonomy, Fenaba Addo, an assistant professor of consumer science at the University of Wisconsin-Madison, said about the changing trend.

How to Find an Internship at Yahoo

How to Find an Internship at YahooHow to Find an Internship at YahooYahoo Inc. was founded in 1994 by Jerry Yang and David Filo and became incorporated on March 1, 1995. Yahoo is best known for its web portal along with its search engine, directory, mail, news, groups, answers, maps, video sharing, social media, and adverting and is currently one of the premier digital media companies in the world. Yahoo is considered to be one of the largest websites in the US and connects millions of people across the world through digital media. Yahoo Internships Yahoo provides a variety of internships for students interested in learning about careers in digital media. Yahoo offers opportunities for students to gain hands-on experience while also learning the knowledge and skills it takes to be successful in the industry. Each internship is designed for students to experience what it would be like working on a day-to-day basis at Yahoo. Completing a successful internship with Yahoo could turn into a full-time job or at the very least provide the skills, experience, and contacts required to land a job at another company. Benefits Each year YahoosUniversity Recruiting gruppe develops a team building experience, Intern Go Games, to orient new students to the company. During this orientation, all of the new interns get an opportunity to meet interns from various departments as well as Yahoo employees who will also provide mentorship and help to train students over the course of their internship. Interning at Yahoo gives students through hands-on training with knowledgeable professionals in the field. After completion of an internship with Yahoo, there is a good chance that students might be accepted into a full-time job especially if theyve shown initiative and motivation and completed excellent work over the course of their internship. Location Yahoo is located in Sunnyvale, California. Financial Analyst Internship The Financial Analyst internship at Yahoo runs for approximately 12 weeks during the summer. Skill requirements Possess excellent analytical skills and a strong ability to focus on results, articulate complex ideas, and creative problem-solving abilities.Have strong interpersonal and communication skills, effective teamwork, attention to detail, and the ability to quickly assess problems and find workable solutions.Possess a passion for technology or media with strong academic performance and professional drive.Demonstrate clearly the ability to manage multiple projects in an environment that is fast-paced and highly dynamic. Preferred Job Qualifications Yahoo Seeks candidates with a minimum GPA of 3.5 who are currently pursuing a Bachelors degree in Business, Finance, Economics, or Accounting. Additional Types of Internships Y Mail EngineerProducts TechnologyProduct absatzwirtschaft InternLab AssociateProduct ManagementSoftware Development The Interview Process Interviewing for an internship with Yahoo is a very c omprehensive process. Candidates will usually be asked to participate in one or more phone interviews, a Skype interview, and provide samples of their work. The hiring supervisor will carefully look at each candidates resume while checking their LinkedIn or other social media networks. Its important that the company find the right fit for each of its internships since they each require a different set of skills to complete. Previous Yahoo Intern Experiences Yahoo treats its interns as real employees and values the contributions they make to the team.Yahoo hosts many networking receptions that interns can attend that provides a chance to meet with professionals from Yahoo and other companies.Yahoo provides free espresso to all interns and employees.Yahoo is great at mixing work and fun on the job.Yahoo provides many fun events for interns and employees, such as treasure hunts, a foosball tournament, softball games, etc.Yahoo makes interns feel like they are a valuable member of t he team while also providing mentors that can assist with learning new skills and the completion of team projects.

Customize this Outstanding Healthcare Management Resume Sample

Customize this Outstanding Healthcare Management Resume SampleCustomize this Outstanding Healthcare Management Resume SampleCreate Resume Michael Benstone100 Broadway LaneNew Parkland, CA 91010Cell (555) 987-1234example-emailexample.comProfessional SummaryHighly adaptable and experienced healthcare management professional with background in administration of a rapidly growing, changing healthcare environment. Transitional talent with ability to guide personnel through change from public healthcare institution to ownership by private health system. Experienced in most widely used computer software, cloud programs, databases, healthcare terminologies and documents processing.Core QualificationsHIPAA compliance expertMotivating change leaderOriented to team collaborationBilling and coding fluencyStaff scheduling and payrollPublic and community relationsStrong patient service personalityExperienceHealthcare Management Professional, May 2006-May 2015Cityland rtlich Healthcare System New Cityland, CAManaged daily operations of small community hospital with nine departments, 87 administrative staff and approximately 160 healthcare providers.Supervised insurance billing, coding and reimbursements tracking duties over 18 administrative workers.Coordinated primary staff and physician schedules and ensured optimum duty coverage.Scheduled, prepared and facilitated weekly hospital staff and committee meetings.Liaised with Board of Directors and communicated direction to staff appropriately.Conducted strategic planning and marketing planning toward optimum growth and fulfillment of organizational objectives.Developed budgets and financial plans, gained board approval and executed accordingly with periodic reporting and accountability.Served on transition committee team during and following hospital purchase by private healthcare organization.Guided staff members and patients through transitional changes, communicated objectives and expectations, alleviated concerns and ens ured procedural adoption.Education2006 Bachelors of Science, Business AdministrationUniversity of California-New Cityland, CA2010 Masters of Healthcare AdministrationGraduate School of the University of California-New Cityland, CACustomize ResumeHealthcare Management Resume Questions1. Which skills are the best to list on a healthcare management resume?Most jobseekers format the qualifications section to immediately follow the professional summary. A summary statement gives you the opportunity to provide a quick overview of your core skills, special expertise, and experience. Be sure to read the description of the job you are applying for carefully. Make note of specific required or preferred skills that align with your own, and include these points prominently in the skills section.As this healthcare management resume sample demonstrates, items may include proficiency in HIPAA compliance, medical billing and coding, payroll, scheduling, and team orientation.2. What goes in the head er of a healthcare management resume?Each of our healthcare management resume samples includes a header that contains essential contact information. Place the header along either the left or right margin, or center it in the middle of the page.Include your formal name followed by your current city and state, a professionally appropriate and active email address, and a telephone number that you frequently access. If your LinkedIn profile is complete and up-to-date, you may also want to include a link to your page in the header.3. What should go in the experience section of your healthcare management resume?The skills or qualifications section of your resume should provide a quick overview of your most relevant knowledge and experience. The experience section gives you the opportunity to showcase these skills within the context of your past responsibilities and accomplishments. As shown in the healthcare management resume sample, use reverse chronological reservierung when listing you r previous positions, beginning with the most recent.4. Whats the best way to show you work well in a team on a healthcare management resume?For each job entry, be sure to include the name of the employer, location of the company, and dates of employment. When describing a position, focus on your accomplishments rather than simply detailing your duties, and use metrics wherever possible.Any strong management resume should emphasize an ability to work with both small and large teams. This is especially true of healthcare positions, which often require effective communication and collaboration with various medical departments, administrative and primary staff, healthcare providers, and patients.5. Whats the best length for a healthcare management resume?Jobs in the healthcare industry are plentiful, but they are also highly competitive. A high volume of jobseekers means recruiters often have little time to peruse applications in depth. That makes it crucial that you create a document that is concise and easy to scan. A good general guideline is to keep your resume to a single page if you have less than 10 years experience. If you have more than 10 years of relevant work history, keep the document to less than two pages total.Many jobseekers find it challenging to condense their skills and work history into a space-efficient document. Our step-by-step resume builder can help you to create a standout document like our healthcare management resume sample quickly and effortlessly.